Ready Finance …it’s Easy, it’s Quick and it’s Possible only at Courts Homecentres.

• Available to residents of Fiji only

What is Ready Finance?

When you shop at Courts Homecentres, you are given a Ready Finance card with a Pre-approved Spending Credit Limit to buy anything you wish in any of our stores. You can buy as often as you wish as long as you have an Available Spending Limit. You also have the full choice of Repayment and Protection plans available at Courts Homecentres.

How do you apply for Ready Finance?

It’s that EASY……………..All you have to do is bring in the following requirements:

• I.D. - Valid: Passport, Drivers License or Learners Permit, FNPF Card together with a certified copy of your birth or marriage certificate, Statutory Declaration by a Justice of Peace accompanied with a Passport size photo with a certified copy of Birth/Marriage Certificate

• Recent pay slip and/or permanent employment and income verification letter on an official letterhead signed by an authorized signatory.

For Self-employed & Business customers: Recent and consecutive 6 months Bank statements and/ minimum 2 years Financial statements or Tax returns

• Utility bill or registered or official or legal document to confirm current residential address

Your Ready Finance spending limit is valid for 12 months from date of issue.

However, the limit is subject to your good credit rating status, which is determined by the satisfactory conduct of all your accounts.

If your circumstances change in any way, which is likely to affect your ability to meet your monthly payments, you will need to advise us immediately, please.

You can either apply in-store when you’re ready to shop or fill in a Ready Finance form.

You may drop the form off at any of our Courts Homecentres stores or mail it to:Courts Homecentres, Ready Finance, P O Box 3726, Samabula.

You will be contacted to arrange for an appointment with one of our CreditAdvisors.

Why we are the best

The best way to satisfy your purchasing requirements – for your home or any other personal needs and desires
- Pre-Approved Spending Limit - A pre-approved spending limit for you to use when and how you want to
- Easy & Suitable Payment Terms- A choice of repayment periods and protection plans

- Extra Savings & Rebates -Qualify for Savings or Rebates when you pay more than your normal installments

- Privilege GOLD Club- You have an opportunity of becoming a Privilege GOLD Club Customer with added benefits and service

- Its Convenient, Easy and Fast - Gives You Peace of Mind !

- Efficient & Friendly Customer- We deliver what we promise with efficient & friendly Customer Service and after sale service

- Lowest Prices Guaranteed -We give you the lowest prices guaranteed. Our buyers have also sourced the safest and best designed ranges from around the globe. This gives you total assurance of our best quality that comes with the price !

- Quality Checks - Our in-house QC team ensures efficient quality checks and standards are in place so your purchase is perfect.

- You have to Experience it for Yourself - You must experience the refreshing retail attitude yourself. Choose and try the Great products and experience our re-designed stores with our Unique, Efficient, Fast-tracked Credit Service to best suit your needs . Because it’s all put together with YOU in mind.