PEARL

Maximum 36months term @ 23% pa flat.

Interest Rate 23% per annum (flat)
Term – up to maximum 36 months
Consumer Protection Plan offering debt forgiveness in certain specified circumstances such as illness,
redundancy, death and loss due to natural disasters.

NOTE: The Consumer Protection Plan does not cover loss due to negligence, unexplained loss, theft, robbery
burglary etc. (Please refer to the Pearl Payment Protection Plan for full particulars)

Daily, Weekly, Fortnightly, Bi-Monthly or Monthly installments

Apply Now

* Please complete the Credit application form below and our COURTS CREDIT TEAM will contact you within 2-3 working days.

CUSTOMER DETAILS

Customer Type*

Customer ID or Account No*

Check the appropriate option*

Sole

Joint with Spouse

Joint with Other/Several

Business (Sole Trader/Partnership/Private)

Requested Limit*

Term*

Date of Birth*

Gender*

Age

Title*

First Name*

Middle Name*

Last Name*

Other

Email address*

Mobile No*

FNPF No*

Customer TIN*

Drivers License or Voter ID*

PERSONAL DETAILS

Father’s Name

First

Last

Father's Original Village Name

Mother’s Name

First

Last

Mother's Original Village Name

Marital Status*

Spouse Name*

Spouse Original Village*

No of Children

No of Dependents

Ethnic Group*

Nationality*

Business Name

Business Reg No

Vehicle Type

Vehicle Registration No

Bankers Name*

Bank Account No*

RESIDENTIAL STATUS

Home Address Line 1*

Home Address Line 2*

City/Town*

Other - Please Specify*

Landline*

Mobile*

Current Address Since*

Property Type*

Other Property Type

Previous Address Since*

End Date

Reason

Delivery Address*

Delivery Address Line 1*

Delivery Address Line 2*

City/Town*

Other - Please Specify*

Landline

Mobile*

P.O.Box

Other

EMPLOYMENT DETAILS

Employer

Status

Employer Industry

Contract Expiry Date*

Occupation

No of Years/Months

Pay Frequency

Pay Amount

Annual Gross

Annual Net After Tax

Current Employment Start Date

Previous Employment Start Date

End Date

Reason

FINANCIAL STATUS

Monthly Net Income After Tax*

Additional Income*

Source of Additional Income*

Total Income*

Utility Bills*

Utility Bill Breakdown*

Living Expenses*

Living Expenses Breakdown*

Bank/Creditor Loans*

Bank/Creditor Loans Breakdown*

Please download and complete the Statement of Financial Position Form (Click Here) to reduce processing time.

EMPLOYER DETAILS

Address 1

Address 2

Address 3

Telephone No

Mobile No

City/Town

Other - Please Specify

Country

Department

Staff/Employment No

REFEREE 1

Name*

First

Last

Years Known*

Relationship*

Home Address*

Telephone No*

Work Address*

Telephone No*

Mobile No*

Occupation*

Email*

REFEREE 2

Name*

First

Last

Years Known*

Relationship*

Home Address*

Telephone No*

Work Address*

Telephone No*

Mobile No*

Occupation*

Email*

REFEREE 3

Name*

First

Last

Years Known*

Relationship*

Home Address*

Telephone No*

Work Address*

Telephone No*

Mobile No*

Occupation*

Email*

DOCUMENT CONFIRMATION

(Please refer to our Credit Requirements attached)

Income Proof

If an Employee:

1. Recent (permanent) employment letter of confirmation or contract
2. Latest Payslip reflecting normal pay & deductions etc
3. Latest Bank statements – minimum 3-4 months
4. Evidence of additional or subsistence income if any

Other Proof

*Any additional verification or supporting document that can assist with your Credit application.

ID & Address Proof:

Recent Voter ID card or valid Drivers License (DL) or Learners Permit (LP) or Valid Passport
Joint FNPF/FCRA (TIN) card
Original copy of Birth Certificate if a Voter ID, DL or LP in 1. above not available together with a recent Utility Bill reflecting Residential address with Property owner or Landlord support letter if a dependent, boarding or renting etc.

Statement of Financial Position Form

*Please upload the filled Statement of Financial Position Form.

Please note maximum File upload size is 10MB.

Declaration and Signature:

I state that the written details are true and correct and are given in support of my application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
I irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify my credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about me.
I also authorize Courts to obtain my employer, remuneration details including deductions relevant to the appraisal of my credit application.

Declaration and Signature:

We state that the written details are true and correct and are given in support of our application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
We irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify our credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about us.
We also authorize Courts to obtain our employer, remuneration details including deductions relevant to the appraisal of our credit application.

Signature

Signature 1

Signature 2

Date

Check the appropriate option*

Sole

Joint with Spouse

Joint with Other/Several

Business (Sole Trader/Partnership/Private)

Requested Limit*

Term

DOB*

Gender*

Age

Title

First Name

Middle Name

Last Name

Other

Date*

Email address*

Mobile No*

FNPF No*

Customer TIN*

Drivers License or Voter ID*

PERSONAL DETAILS

Father’s Name

First

Last

Father Original Village Name

Mother’s Name

First

Last

Mother Original Village Name

Marital Status*

Spouse Name*

Spouse Original Village*

No of Children

No of Dependents

Ethnic Group*

Nationality*

Business Name

Business Reg No

Vehicle Type

Vehicle Registration No

Bankers Name*

Bank Account No*

RESIDENTIAL STATUS

Home Address Line 1*

Home Address Line 2*

City/Town*

Other - Please Specify*

Landline*

Mobile*

Current Address Since*

Property Type*

Other Property Type

Previous Address Since*

End Date

Reason

Delivery Address

Delivery Address Line 1*

Delivery Address Line 2*

City/Town*

Other - Please Specify*

Landline

Mobile*

P.O.Box

Other

EMPLOYMENT DETAILS

Employer

Status

Employer Industry

Contract Expiry Date*

Occupation

No of Years/Months

Pay Frequency

Pay Amount

Annual Gross

Annual Net After Tax

Current Employment Start Date

Previous Employment Start Date

End Date

Reason

FINANCIAL STATUS

Monthly Net Income After Tax*

Additional Income*

Source of Additional Income*

Total Income*

Utility Bills*

Utility Bill Breakdown*

Living Expenses*

Living Expenses Breakdown*

Bank/Creditor Loans*

Bank/Creditor Loans Breakdown*

EMPLOYER DETAILS

Address 1

Address 2

Address 3

Landline

Telephone No

City/Town

Other - Please Specify

Country

Department

Staff/Employment No

Declaration and Signature:

I state that the written details are true and correct and are given in support of my application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
I irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify my credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about me.
I also authorize Courts to obtain my employer, remuneration details including deductions relevant to the appraisal of my credit application.

Declaration and Signature:

We state that the written details are true and correct and are given in support of our application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
We irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify our credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about us.
We also authorize Courts to obtain our employer, remuneration details including deductions relevant to the appraisal of our credit application.

Signature

Signature 1

Signature 2

Date

Check the appropriate option*

Sole

Joint with Spouse

Joint with Other/Several

Business (Sole Trader/Partnership/Private)

Requested Limit*

Term*

Date of Birth*

Gender*

Age

Title*

First Name*

Middle Name*

Last Name*

Other

Email address*

Mobile No*

FNPF No*

Customer TIN*

Drivers License or Voter ID*

PERSONAL DETAILS

Father’s Name

First

Last

Father Original Village Name

Mother’s Name

First

Last

Mother Original Village Name

Marital Status*

Spouse Name*

Spouse Original Village*

No of Children

No of Dependents

Ethnic Group*

Nationality*

Business Name

Business Reg No

Vehicle Type

Vehicle Registration No

Bankers Name*

Other- Please Specify*

Bank Account No*

RESIDENTIAL STATUS

Home Address Line 1*

Home Address Line 2*

City/Town*

Other - Please Specify*

Landline*

Mobile*

Current Address Since*

Property Type*

Other Property Type

Previous Address Since*

End Date

Reason

Delivery Address*

Delivery Address Line 1*

Delivery Address Line 2*

City/Town*

Other - Please Specify*

Landline

Mobile*

P.O.Box

Other

EMPLOYMENT DETAILS

Employer

Status

Employer Industry

Contract Expiry Date*

Occupation

No of Years/Months

Pay Frequency

Pay Amount

Annual Gross

Annual Net After Tax

Current Employment Start Date

Previous Employment Start Date

End Date

Reason

FINANCIAL STATUS

Monthly Net Income After Tax*

Additional Income*

Source of Additional Income*

Total Income*

Utility Bills*

Utility Bill Breakdown*

Living Expenses*

Living Expenses Breakdown*

Bank/Creditor Loans*

Bank/Creditor Loans Breakdown*

Please download and complete the Statement of Financial Position Form (Click Here) to reduce processing time.

EMPLOYER DETAILS

Address 1

Address 2

Address 3

Telephone No

City/Town

Other - Please Specify*

Country

Department

Staff/Employment No

REFEREE 1

Name

First

Last

Years Known*

Relationship*

Home Address*

Telephone No*

Work Address*

Telephone No*

Mobile No*

Occupation*

Email*

REFEREE 2

Name

First

Last

Years Known*

Relationship*

Home Address*

Telephone No*

Work Address*

Telephone No*

Mobile No*

Occupation*

Email*

REFEREE 3

Name

First

Last

Years Known*

Relationship*

Home Address*

Telephone No*

Work Address*

Telephone No*

Mobile No*

Occupation*

Email*

DOCUMENT CONFIRMATION

(Please refer to our Credit Requirements attached)

Income Proof

If an Employee:

1. Recent (permanent) employment letter of confirmation or contract
2. Latest Payslip reflecting normal pay & deductions etc
3. Latest Bank statements – minimum 3-4 months
4. Evidence of additional or subsistence income if any

Other Proof

*Any additional verification or supporting document that can assist with your Credit application.

ID & Address Proof:

Recent Voter ID card or valid Drivers License (DL) or Learners Permit (LP) or Valid Passport
Joint FNPF/FCRA (TIN) card
Original copy of Birth Certificate if a Voter ID, DL or LP in 1. above not available together with a recent Utility Bill reflecting Residential address with Property owner or Landlord support letter if a dependent, boarding or renting etc.

Statement of Financial Position Form

*Please upload the filled Statement of Financial Position Form.

Please note maximum File upload size is 10MB.

Declaration and Signature:

I state that the written details are true and correct and are given in support of my application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
I irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify my credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about me.
I also authorize Courts to obtain my employer, remuneration details including deductions relevant to the appraisal of my credit application.

Declaration and Signature:

We state that the written details are true and correct and are given in support of our application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
We irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify our credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about us.
We also authorize Courts to obtain our employer, remuneration details including deductions relevant to the appraisal of our credit application.

Signature

Signature 1

Signature 2

Date

This field should be left blank

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PEARL

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CUSTOMER DETAILS

PERSONAL DETAILS

RESIDENTIAL STATUS

EMPLOYMENT DETAILS

Pay Amount

FINANCIAL STATUS

EMPLOYER DETAILS

REFEREE 1

REFEREE 2

REFEREE 3

DOCUMENT CONFIRMATION

Declaration and Signature:

Declaration and Signature:

PERSONAL DETAILS

RESIDENTIAL STATUS

EMPLOYMENT DETAILS

Pay Amount

FINANCIAL STATUS

EMPLOYER DETAILS

Declaration and Signature:

Declaration and Signature:

PERSONAL DETAILS

RESIDENTIAL STATUS

EMPLOYMENT DETAILS

Pay Amount

FINANCIAL STATUS

EMPLOYER DETAILS

REFEREE 1

REFEREE 2

REFEREE 3

DOCUMENT CONFIRMATION

Declaration and Signature:

Declaration and Signature:

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