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PEARL

Maximum 36months term @ 23% pa flat.

  • Interest Rate 23% per annum (flat)
  • Term – up to maximum 36 months
  • Consumer Protection Plan offering debt forgiveness in certain specified circumstances such as illness,
    redundancy, death and loss due to natural disasters.

NOTE: The Consumer Protection Plan does not cover loss due to negligence, unexplained loss, theft, robbery
burglary etc. (Please refer to the Pearl Payment Protection Plan for full particulars)

  • Daily, Weekly, Fortnightly, Bi-Monthly or Monthly installments
COURTS CREDIT LOGO
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Apply Now

* Please complete the Credit application form below and our COURTS CREDIT TEAM will contact you within 2-3 working days.

CUSTOMER DETAILS









PERSONAL DETAILS










RESIDENTIAL STATUS








EMPLOYMENT DETAILS




Pay Amount




FINANCIAL STATUS





Please download and complete the Statement of Financial Position Form (Click Here) to reduce processing time.


EMPLOYER DETAILS





REFEREE 1





REFEREE 2





REFEREE 3





DOCUMENT CONFIRMATION

(Please refer to our Credit Requirements attached)
If an Employee:
    1.  Recent (permanent) employment letter of confirmation or contract
    2.  Latest Payslip reflecting normal pay & deductions etc
    3.  Latest Bank statements – minimum 3-4 months
    4.  Evidence of additional or subsistence income if any

*Any additional verification or supporting document that can assist with your Credit application.

  1. Recent Voter ID card or valid Drivers License (DL) or Learners Permit (LP) or Valid Passport
  2. Joint FNPF/FCRA (TIN) card
  3. Original copy of Birth Certificate if a Voter ID, DL or LP in 1. above not available together with a recent Utility Bill reflecting Residential address with Property owner or Landlord support letter if a dependent, boarding or renting etc.

*Please upload the filled Statement of Financial Position Form.

Please note maximum File upload size is 10MB.

Declaration and Signature:
  1. I state that the written details are true and correct and are given in support of my application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
  2. I irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify my credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about me.
  3. I also authorize Courts to obtain my employer, remuneration details including deductions relevant to the appraisal of my credit application.

Declaration and Signature:
  1. We state that the written details are true and correct and are given in support of our application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
  2. We irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify our credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about us.
  3. We also authorize Courts to obtain our employer, remuneration details including deductions relevant to the appraisal of our credit application.






PERSONAL DETAILS










RESIDENTIAL STATUS








EMPLOYMENT DETAILS




Pay Amount




FINANCIAL STATUS






EMPLOYER DETAILS





Declaration and Signature:
  1. I state that the written details are true and correct and are given in support of my application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
  2. I irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify my credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about me.
  3. I also authorize Courts to obtain my employer, remuneration details including deductions relevant to the appraisal of my credit application.

Declaration and Signature:
  1. We state that the written details are true and correct and are given in support of our application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
  2. We irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify our credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about us.
  3. We also authorize Courts to obtain our employer, remuneration details including deductions relevant to the appraisal of our credit application.






PERSONAL DETAILS










RESIDENTIAL STATUS








EMPLOYMENT DETAILS




Pay Amount




FINANCIAL STATUS





Please download and complete the Statement of Financial Position Form (Click Here) to reduce processing time.


EMPLOYER DETAILS





REFEREE 1





REFEREE 2





REFEREE 3





DOCUMENT CONFIRMATION

(Please refer to our Credit Requirements attached)
If an Employee:
    1.  Recent (permanent) employment letter of confirmation or contract
    2.  Latest Payslip reflecting normal pay & deductions etc
    3.  Latest Bank statements – minimum 3-4 months
    4.  Evidence of additional or subsistence income if any

*Any additional verification or supporting document that can assist with your Credit application.

  1. Recent Voter ID card or valid Drivers License (DL) or Learners Permit (LP) or Valid Passport
  2. Joint FNPF/FCRA (TIN) card
  3. Original copy of Birth Certificate if a Voter ID, DL or LP in 1. above not available together with a recent Utility Bill reflecting Residential address with Property owner or Landlord support letter if a dependent, boarding or renting etc.

*Please upload the filled Statement of Financial Position Form.

Please note maximum File upload size is 10MB.

Declaration and Signature:
  1. I state that the written details are true and correct and are given in support of my application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
  2. I irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify my credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about me.
  3. I also authorize Courts to obtain my employer, remuneration details including deductions relevant to the appraisal of my credit application.

Declaration and Signature:
  1. We state that the written details are true and correct and are given in support of our application to Vision Investments Limited t/a Courts in the application for the nominated Credit facility, subject to the terms and conditions specified in the Declaration & Agreement and the Company Credit policies and procedures.
  2. We irrevocably authorize Courts as an approved credit report recipient, to conduct the necessary enquiries and/or verifications to help qualify our credit application including a credit opinion if required from any approved credit reporting agency that may have financial information about us.
  3. We also authorize Courts to obtain our employer, remuneration details including deductions relevant to the appraisal of our credit application.

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